What are considered personal injuries?
Personal injury implies any type of injury sustained in accidents . These types of injuries may arise from car accidents , slip and fall accidents , defective products, or wrongful death claims. On the other hand, bodily injury is more limited and may imply injuries sustained by another person, usually in a car accident.
What is the difference between bodily injury and personal injury?
Bodily injury insurance typically covers the expenses of the person who did not cause the accident and subsequently suffered injuries . Personal injury protection (PIP) is often an extension of car insurance that covers economic damages.
What does a personal injury claim cover?
The Alberta Government has enacted legislation that “caps” or limits damages payable for pain and suffering to a maximum of $4,000 for strains, sprains and whiplash-related injuries suffered in a motor vehicle accident .
Is a car accident considered a personal injury?
In some cases, the person may hold those who caused them harm accountable for their actions. There are many kinds of personal injury cases. Common ones include motor vehicle accidents, like car accidents, slip and fall cases, nursing home abuse, and medical malpractice.
Is Pain and Suffering a personal injury?
By definition pain and suffering means, “physical and/or emotional stress associated with an accident and the injuries caused by it.” This can include many mental and physical injuries , the most common of which can include: Broken bones. Scarring. Any other psychological injury , including loss of enjoyment of life.
What are the 3 types of injury?
3 Types of Athletic Injuries 1.) ACUTE: Usually a result of a single traumatic event within the last five days. 2.) OVERUSE: Subtle and occur over time, making them challenging to diagnose and treat. 3 .) CHRONIC: Usually has lasted at least three months or more. OVERUSE INJURIES AND BURNOUT. SPRAIN. STRAIN. CONTUSIONS. TEARS.
What is included in a bodily injury claim?
If you cause a car accident that injures another person, bodily injury liability coverage helps pay for their medical expenses and lost income as a result of their injuries . This coverage may also help pay for your legal fees if you’re taken to court over an accident .
What is the cost of pain and suffering?
The more severe, the more your number is multiplied by. For example, if a person has $4,000 in medical bills because of a torn ligament, they might multiply that amount by two. This would determine their pain and suffering value to be $8,000 .