How do I file a claim with AAA?

AAA Insurance customers can call 800-922-8228 to start the claims process. Complete your claim forms. Make sure to include any documentation your insurer requests, such as a police report .

How long do you have to file a claim with AAA?

Reports must be filed within 10 days.

How much does AAA raise rates after an accident?

Depending on the coverage you have and how much your rate was prior to the accident , as well as the severity of the claim, you could see an increase as low as $10 per month or as high as $800+ per month.

Does AAA offer accident forgiveness?

AAA lets you purchase accident forgiveness as an add-on to your insurance coverage. If you buy this coverage, your premium price won’t increase after your first at-fault accident , as it typically does if you get into an accident .

Is CSAA the same as AAA?

AAA Northern California, Nevada and Utah ( AAA NCNU), formerly known as the California State Automobile Association ( CSAA ), is one of the largest motor clubs in the American Automobile Association ( AAA ) National Federation. As the names states, it serves members in Northern California, Nevada, and Utah.

What is AAA deductible?

Your deductible —the dollar amount you pay for repairs before your insurance kicks in—will also affect your premium cost. Deductibles are typically $250, $500, or $1,000. Agreeing to a higher deductible will lower your premium.

How long does someone have to report an accident?

Aside from reporting the accident to the insurance company, most insurers require you report the accident to the police within a certain time limit — usually 24 hours. But even then, your policy might include language such as “as soon as practicable.”

What do you do if you hit a parked car and the owner is not around?

Here’s what to do if you hit a parked car Stay — It’s the law. Leaving the scene of an accident is against the law in every state and can be considered a hit and run. If no one arrives, leave a note. Keep it simple. Take photos. Look for witnesses. Call your insurance company.

What is the 1 800 number to AAA?

800-222-4357

Should you switch insurance after an accident?

Switch insurance companies at any time Most people shop around and switch insurers at the end of their policy term, but you can do it at any time. We wouldn’t recommend making any changes on the same day as an accident . That may seem suspect to a new company, but instead, wait until after claims process has begun.

Why is AAA more expensive?

Your final premium is based on a variety of factors, like your driving record, insurance history, the type of car you drive, and more , and all insurance companies can’t offer the same rate. To get a personalized quote from AAA Auto Insurance, you can speak to a representative by calling 1 (866) 222-4968.

How much will a fender bender raise my insurance?

In general, minor fender – benders are surcharged the same — whether $200 or $2,000. If your annual premium is $1,500 and you’re surcharged 25% on top of a rating tier change of 10%, your premium will jump to $2,062.50 — a $562.50 increase . This will stay in effect for three years.

Is AAA a good car insurance?

AAA is a pretty good insurance company that has built a reputation for providing reliable policies to its members at affordable prices, with the help of generous discounts. In addition to its auto , homeowners, and life insurance policies, AAA offers coverage for boats, motorcycles, pets and more.

Is Progressive better than AAA?

Though AAA has been around longer than Progressive , both providers offer exceptional car insurance coverage and discount options. However, each has its own strengths and weaknesses, too. Despite Progressive’s popularity in the auto insurance and advertising markets, it has a B- rating from the Better Business Bureau.

Does a speeding ticket affect your insurance AAA?

According to a CarInsurance.com study, the average car insurance policy in California costs $1,783 a year. If you have a clean driving record, then most California companies offer a discount. One speeding ticket could remove that discount and increase your rate by 34%.