How much does Aflac pay for an accident claim?

Accident Emergency Treatment Benefit Aflac will pay $120 for the insured and the spouse, and $70 for children if a covered person receives treatment for injuries sustained in a covered accident. This benefit is payable for X-rays, treatment by a physician, or treatment received in a hospital emergency room.

Does Aflac pay for emergency room visits?

HOSPITAL EMERGENCY ROOM BENEFIT: Aflac will pay $100 when a Covered Person receives treatment for a covered Sickness or Injury in a Hospital Emergency Room , including triage, and a charge is incurred for such treatment . This benefit is payable twice per Calendar Year, per Covered Person.

Does Aflac pay for death?

Aflac will pay the following benefits as applicable if a Covered Person’s Accidental- Death , Dismemberment, or Injury is caused by a covered accident that occurs on or off the job. Treatment or confinement in a U.S. government Hospital does not require a charge for benefits to be payable.

Does Aflac pay for work related injuries?

Aflac will pay the following benefits, as applicable, if your Disability is caused by a covered Sickness or covered Off-the- Job Injury and occurs while coverage is in force. Disability benefits for childbirth will be payable only after the policy has been in force ten months.

What does Aflac accidental injury cover?

ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment under the care of a Physician for Accidental Injuries sustained in a covered accident , Aflac will pay specified benefits ranging from $35– $12,500 for dislocations, burns, skin grafts, eye injuries , lacerations, fractures, concussion,

How long do you have to file an accident claim with Aflac?

How long do I have to file a claim ? A. There is a one-year timely filing provision in your certificate.

How long does it take for Aflac to kick in?

Aflac will not pay benefits for an illness, disease, infection, or disorder that is diagnosed or treated by a Physician within the first 30 days after the Effective Date of coverage, unless the resulting Disability begins more than 12 months after the Effective Date of coverage.

How much does Aflac pay per day in hospital?

DAILY HOSPITAL CONFINEMENT BENEFIT: Aflac will pay $100 per day for the Period of Hospital Confinement when a Covered Person requires Hospital Confinement for a covered Sickness or Injury and a room charge is incurred. This benefit is payable in addition to the Hospital Confinement Benefit.

What does Aflac pay you for?

ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment under the care of a Physician for Injuries sustained in a covered accident, Aflac will pay specified benefits ranging from $35– $12,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion, emergency

Can I cash out my Aflac life insurance policy?

Available cash – You can borrow from the policy’s cash value to help pay medical expenses, college tuition, or any other bills you may have. Increase in the cash values – Any increase in the cash value of a life policy is not subject to income tax while the cash remains in the policy .

Does Aflac accident cover broken tooth?

We will pay for no more than two fractures per covered accident , per covered person. We will pay no more than one benefit for broken teeth per covered accident , per covered person. Coma duration must be at least seven days and must require intubation for respiratory assistance.

How much does Aflac pay if you get cancer?

First-Occurrence Benefit Aflac will pay $5,000 for the insured, $5,000 for the spouse, or $7,500 for children when a covered person is diagnosed with internal cancer . This benefit is payable only once for each covered person and will be paid in addition to any other benefit in this policy.

How much will Aflac pay me for short term disability?

Monthly Benefit: $400–$6,000 (subject to income requirements) • Total Disability Benefit Periods: 6, 12, 18, or 24 months • Partial Disability Benefit Period : 3 months • Elimination Periods (Injury/Sickness): 0/7, 0/14, 7/7, 7/14, 14/14, 0/30, 30/30, 60/60, 90/90, 180/180 • Optional rider available for on-the-job

How does short term disability work with Aflac?

How it works . Individual is injured in a covered accident. Individual is totally disabled and cannot work for 6 weeks. Aflac Short – Term Disability coverage pays benefits directly to the policyholder.