What does Aflac cover for accidents?
ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment under the care of a Physician for Accidental Injuries sustained in a covered accident , Aflac will pay specified benefits ranging from $35– $12,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion,
Does Aflac pay for emergency room visits?
HOSPITAL EMERGENCY ROOM BENEFIT: Aflac will pay $100 when a Covered Person receives treatment for a covered Sickness or Injury in a Hospital Emergency Room , including triage, and a charge is incurred for such treatment . This benefit is payable twice per Calendar Year, per Covered Person.
How much does Aflac pay when you have a baby?
If you have a policy plan in place ten months to a year prior to the birth of your child , you can turn to Aflac . With the rising cost of raising a child and the lack of days off, the best option is to start an Income Protection Program with Aflac . The average pay for those covered is $3000 to $6000.
How much will Aflac pay me for short term disability?
Monthly Benefit: $400–$6,000 (subject to income requirements) • Total Disability Benefit Periods: 6, 12, 18, or 24 months • Partial Disability Benefit Period : 3 months • Elimination Periods (Injury/Sickness): 0/7, 0/14, 7/7, 7/14, 14/14, 0/30, 30/30, 60/60, 90/90, 180/180 • Optional rider available for on-the-job
Does Aflac pay for lost wages?
Aflac provides benefits for both total and partial disability. Even if you’re able to work, partial disability benefits may be available to help compensate for lost income. Regardless of any other disability insurance you may have, including Social Security, we will pay you directly.
What is considered an accidental injury?
Accidental injury as the name suggest delineates all those types of injuries which are the outcome of an unforeseen and unfortunate mishap. Falls, cuts, burns, road accidents, bites, stings and drowning are examples of accidental injuries . Such injuries are covered under individual personal accident insurance.
How much does Aflac pay per day in hospital?
DAILY HOSPITAL CONFINEMENT BENEFIT: Aflac will pay $100 per day for the Period of Hospital Confinement when a Covered Person requires Hospital Confinement for a covered Sickness or Injury and a room charge is incurred. This benefit is payable in addition to the Hospital Confinement Benefit.
What does Aflac pay you for?
ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment under the care of a Physician for Injuries sustained in a covered accident, Aflac will pay specified benefits ranging from $35– $12,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion, emergency
How long do you have to file a claim with Aflac?
Q. How long do I have to file a claim ? A. There is a one-year timely filing provision in your certificate.
Is pregnancy covered under Aflac?
Aflac will not pay benefits for a disability that is caused by or occurs as a result of your: 1. Pregnancy or childbirth within the first ten months of the Effective Date of coverage (Complications of Pregnancy will be covered to the same extent as a Sickness); 2.
How long does it take Aflac to pay?
We process, approve and pay policies that are not submitted using Aflac SmartClaim® in an average of 2.1 business days.
Can I get Aflac on my own?
Whether benefits are payable will be determined when a claim is processed. You must be 18 or older to apply for Aflac insurance. Your major medical coverage may be more or less, and if an individual or family incurs expenses for non-covered benefits, these out-of-pocket expenses may increase potential unexpected costs.
What is covered by short term disability?
Short – term disability 1 insurance provides you with a weekly cash benefit to help pay for everyday expenses (such as mortgage/rent, utilities, childcare, or groceries) if you are unable to work for a short time due to a covered disability (e.g., back injuries, recovery from surgery, or even maternity leave).
How does short term disability?
Short – term disability (STD) insurance will help cover expenses for a short period of time after your sick leave runs out if you are employed. They typically last for up-to 6 months while you are sick or injured and temporarily unable to work, although some benefits could be paid for up-to a year.
Is Aflac a good deal?
AFLAC’s policies are legit, and at a great price, but they have to be a good fit for you and your lifestyle to be a good value. Basically, for any AFLAC policy, whether or not it’s a good fit and a good value for you comes down to your lifestyle.