How much does Aflac pay for an accident claim?
Accident Emergency Treatment Benefit Aflac will pay $120 for the insured and the spouse, and $70 for children if a covered person receives treatment for injuries sustained in a covered accident. This benefit is payable for X-rays, treatment by a physician, or treatment received in a hospital emergency room.
Does Aflac pay for wellness benefits?
WELLNESS BENEFIT (a preventive benefit ; the Accidental-Death, Dismemberment, or Injury of a Covered Person is not required for this benefit to be payable): Aflac will pay $60 if you or any one Covered Person undergoes routine examinations or other preventive testing during the Calendar Year.
Does Aflac pay for urgent care visits?
A. PHYSICIAN VISIT BENEFIT: Aflac will pay $25 when a Covered Person incurs a charge for a visit (including a Telemedicine Visit ) to a Physician, Psychologist, or Urgent Care Center. Services must be under the supervision of a Physician or Psychologist.
What exactly does Aflac cover?
Provides a lump-sum cash benefit if you’re diagnosed and treated for a covered critical illness event. Helps ease the financial burden associated with hospital stays due to a covered accident or illness by providing cash benefits. Provides benefits for covered dental exams and procedures.
How long do you have to file an accident claim with Aflac?
How long do I have to file a claim ? A. There is a one-year timely filing provision in your certificate.
Does Aflac pay for lost wages?
Aflac provides benefits for both total and partial disability. Even if you’re able to work, partial disability benefits may be available to help compensate for lost income. Regardless of any other disability insurance you may have, including Social Security, we will pay you directly.
Does Aflac pay for doctor visits?
A. PHYSICIAN VISIT BENEFIT: Aflac will pay $25 when a Covered Person incurs a charge for a visit (including a Telemedicine Visit ) to a Physician , Psychologist, or Urgent Care Center. The Sickness or Injury of a Covered Person is not required for the Physician Visit Benefit to be payable.
How much does Aflac pay per day in hospital?
DAILY HOSPITAL CONFINEMENT BENEFIT: Aflac will pay $100 per day for the Period of Hospital Confinement when a Covered Person requires Hospital Confinement for a covered Sickness or Injury and a room charge is incurred. This benefit is payable in addition to the Hospital Confinement Benefit.
Does Aflac cover accidental overdose?
Aflac will pay the following benefits as applicable if a Covered Person’s Accidental – Death , Dismemberment, or Accidental Injury is caused by a covered accident that occurs on or off the job. Aflac will pay this benefit up to 365 days per covered accident, per Covered Person.
How long does it take for Aflac to kick in?
Aflac will not pay benefits for an illness, disease, infection, or disorder that is diagnosed or treated by a Physician within the first 30 days after the Effective Date of coverage, unless the resulting Disability begins more than 12 months after the Effective Date of coverage.
Does Aflac pay EKG?
Major Diagnostic Exams Aflac will pay $150 when a covered person requires one of the following exams for a covered sickness: • CT scan • MRI (magnetic resonance imaging) • EEG (electroencephalogram) • Thallium stress test • Myelogram • Angiogram • Arteriogram These exams must be performed in a hospital, doctor’s office
How much will Aflac pay for surgery?
Surgical Benefit Aflac will pay $100 – $2,000 when a covered person has surgery performed for a covered sickness in a hospital or ambulatory surgical center based upon the Schedule of Operations in the policy.
Is Aflac a good deal?
AFLAC’s policies are legit, and at a great price, but they have to be a good fit for you and your lifestyle to be a good value. Basically, for any AFLAC policy, whether or not it’s a good fit and a good value for you comes down to your lifestyle.
Does Aflac cover family members?
FAMILY SUPPORT BENEFIT: Aflac will pay $20 for each day a Covered Person qualifies for benefits under the Accident Hospital Confinement Benefit. Aflac will pay this benefit up to 30 days per covered accident.
Does Aflac cover depression?
If you are Totally Disabled due to a mental illness , we will pay a limited Disability benefit up to 90 days of disability with a lifetime maximum of 12 months, provided you are under the regular care and attendance of a Doctor.