How do I file a claim with Colonial Life?
Simply call 1-800-325-4368, and one of our specialists will take care of you.
What is covered under colonial life accident policy?
Depending on your policy , accident insurance can help cover expenses resulting from your covered accident like: Emergency room visits, X-rays, diagnostic exams, physical therapy and follow-up treatment. Ambulance or air ambulance to a hospital. Hospital stays, travel or lodging expenses related to your accident .
What is a wellness claim?
enrolled in Accident Insurance. What is the Wellness Benefit ? The Wellness Benefit is a rider that is included with your Accident Insurance coverage. It provides an annual benefit payment if you complete a health screening test, whether or not there is any out-of-pocket cost to you.
Can you borrow from Colonial Life?
Can I borrow against my Colonial Life’s life insurance policy? Yes, you can borrow against your Colonial life insurance policy by filling out a request for service form and mailing it to the address specified. If you have this problem, you should contact Colonial Life and Accident directly at (800) 325-4368.
How does Colonial short term disability work?
Colonial Life’s Short – Term Disability Income Protection insurance replaces a portion of your income if you become unable to work because of a covered illness or injury. This income can help you continue paying: Mortgage or rent payments. Utility bills and other household expenses.
How does a life insurance work?
A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured’s death. Typically, life insurance is chosen based on the needs and goals of the owner.
What is considered an accidental injury?
Accidental injury as the name suggest delineates all those types of injuries which are the outcome of an unforeseen and unfortunate mishap. Falls, cuts, burns, road accidents, bites, stings and drowning are examples of accidental injuries . Such injuries are covered under individual personal accident insurance.
What is considered a covered accident?
Covered Accident means an accident that occurs while coverage is in force for a Covered Person and results directly and independently of all other causes in a loss or Injury covered by the Policy for which benefits are payable.
What are examples of accidental death?
Insurance companies define accidental death as an event that strictly occurs as a result of an accident . Deaths from car crashes, slips, choking, drowning, machinery, and any other situations that can’t be controlled are deemed accidental .
How much does Aflac pay for annual physical?
WELLNESS BENEFIT (a preventive benefit; the Accidental-Death, Dismemberment, or Injury of a Covered Person is not required for this benefit to be payable): Aflac will pay $60 if you or any one Covered Person undergoes routine examinations or other preventive testing during the Calendar Year.
Does Aflac pay for blood work?
LABORATORY TEST AND X-RAY BENEFIT: Aflac will pay $35 when a Covered Person requires, and incurs a charge for, a laboratory test or an X-ray. The laboratory test or X- ray must be performed in a Hospital, Medical Diagnostic Imaging Center, Physician’s office, an Urgent Care Center, or an Ambulatory Surgical Center.
How long do you have to file an Aflac claim?
Q. How long do I have to file a claim ? A. There is a one-year timely filing provision in your certificate.
How good is Colonial Life Insurance?
Colonial Life & Accident insurance Company does have a Better Business Bureau company profile page where it list the company as “A+” rating ; however, there are no complaints filed and one negative customer review .
When can you borrow from life insurance?
A whole life policy essentially has two values: the face value or death benefit, and the cash value that acts as a savings account. Once the money invested increases the amount of the death benefit, the tax-free cash value can then be borrowed against.
What does Colonial cancer cover?
Colonial Life cancer insurance offers benefits to assist with out-of-pocket costs that may not be covered by your medical insurance , including expenses related to inpatient or outpatient treatment, surgery, travel and recovery care.