What percent of accidents happen in parking lots?
Does a parking lot accident go on your driving record?
Since parking lots are private property, there are generally not police reports to impact your driving record . So, while parking lot accidents may not go on your driving record , a parking collision could very well impact your insurance rates.
Who is at fault for an accident in a parking lot?
Since the driver leaving a parking spot must yield to existing traffic, the driver pulling out of the parking space may be found at fault . However, if the driver traveling down the lane of traffic was speeding, was distracted or otherwise negligent, the driver may share some liability for the accident .
How many drivers are usually distracted while looking for a parking space?
Dangerous Driving in Parking Lots A National Safety Council survey from 2016 revealed that two-thirds of drivers admitted to being distracted while driving in parking lots .
Are parking lots dangerous?
Parking lots are riskier than you think. Tens of thousands of crashes occur in parking lots and garage structures annually, resulting in hundreds of deaths and thousands of injuries. And, around the holidays, parking lots become even more dangerous .
Does insurance cover accidents in a parking lot?
Does Car Insurance Cover You in a Parking Lot ? Yes, provided you have collision coverage as part of your insurance policy. If you don’t have collision coverage , and you are at-fault for the accident , you are on the hook to pay for any damages to your vehicle.
Will a fender bender raise insurance?
Yes, filing a claim means your insurance company will find out about your fender bender . And yes, that means that you may see an increase in your rate because of it. It also means your insurance could potentially help pay for any damage you’re covered for.
Whose fault is it if you hit someone backing up?
The driver that backs up into a parked car is most often at fault because that driver should have been able to see the parked car and avoid hitting it. However, if the parked car is parked illegally, there are times when the illegally parked car will be at fault .
Are parking lot accidents considered no fault?
This is a myth, and is not true! Parking lot accidents are treated the same way as any other accident would be, as parking lots also have right-of-way rules and laws. Insurance companies use a set of rules called fault determination to help them figure out who will be held accountable for the accident .
Do police get involved in parking lot accidents?
Generally, when there is a car accident both law enforcement and the insurance companies will play a role in determining who is at fault. However, in a parking lot accident the police may not be involved . In most parking lot accidents , no one wants to admit fault.
Will police come to a parking lot accident?
However, it’s possible the police may not come to the scene of a parking lot accident if no one is injured, if the damage is too minor or if there’s extreme weather in the area, such as a blizzard or severe storm. Even if an officer doesn’t come to the scene of the accident , reporting it is still important.
How can you be safe in a parking lot?
Tips to Help You Stay Safe in a Parking Lot Minimize Distractions. The National Safety Council (NSC) reports that some common distractions for drivers in a parking lot include making phone calls, texting and programming their GPS. Drive With Caution. Choose a Well-Lit Space . Stay Alert. Secure Your Vehicle.
What is defensive Parking?
Park defensively by choosing your parking spot as prudently as you can, not too close to a corner or driveway, not too close to a road or construction site, and not where your vehicle will block or crowd other vehicles. Park in the direction traffic is moving, and center your vehicle in the parking space.
How do you make a parking lot safer?
How To Make Your Parking Lot More Safe Use bright lighting in pedestrian and driver areas . Illuminate shadowed potential hiding areas . Light exterior areas . Use lighting strategically in daytime. Install security booths, gates, and raising/lowering arms to manage lot access.