What if I get in an accident with a rental car?
Whether or not you were at fault, you still must pay your deductible directly to the rental company, as the company is entitled to have the car fixed as soon as possible. Your insurance company is then in charge of going after the responsible party, which may result in you getting reimbursed.
Do I get a rental car if someone hits me?
A not at fault accident rental car would allow you to get a rental car without incurring the direct cost. The truth is that this policy addition normally only comes in handy when you are at fault in an accident because if you were not at fault we should be able to help you out in most instances.
Who is responsible for rental car damage?
Hire car companies are generally not responsible for damage caused by the drivers of their cars , unless the driver was their employee. When a person hires a car and they cause an accident , they will be responsible for any damage caused. When a person hires a car , they usually sign a rental agreement.
Does crashing a rental car affect insurance?
Rental car companies do not provide insurance . It is in fact a liability limitation product. It provides very poor coverage if you damage the rental car . If you are at fault in a car accident you usually have no cover for the damage to the other car !
How much does it cost if you scratch a rental car?
Small dents in the bumper without paint damage cost about $30, while repairing scratches can be more in the $75 neighborhood. Smoking is forbidden by all the major U.S. rental car companies and results in a $300 cleaning fee .
Do I need rental car insurance if I have my own?
It is not necessary to get rental car insurance from your rental car company. If you already own a car , your car insurance policy might extend to rental cars . You could also have coverage through your credit card. If so, you might be able to decline the expensive insurance offered at the counter and save money.
Do I call my insurance if someone hit me?
If the driver is at fault and driving without insurance , you should always call your insurance company. Your insurance company will pay for the damage and you only need to pay your collision deductible unless you have uninsured motorist property damage.
Is Total Loss Good or bad?
If the cost of repairs is higher than the cost of replacement, the vehicle is deemed a total loss . When your car is deemed a total loss by an appraiser, the news may be good or bad , depending on what it would take to replace the car. Many people consider a total loss assessment to be a good thing.