What is considered an accident with aflac?

How much does Aflac pay for an accident claim?

Accident Emergency Treatment Benefit Aflac will pay $120 for the insured and the spouse, and $70 for children if a covered person receives treatment for injuries sustained in a covered accident. This benefit is payable for X-rays, treatment by a physician, or treatment received in a hospital emergency room.

What is a common carrier accident Aflac?

COMMON – CARRIER ACCIDENT : An accident , occurring on or after the effective date of coverage and while coverage is in force, directly involving a common – carrier vehicle in which a covered person is a passenger at the time of the accident .

Does Aflac pay for emergency room visits?

HOSPITAL EMERGENCY ROOM BENEFIT: Aflac will pay $100 when a Covered Person receives treatment for a covered Sickness or Injury in a Hospital Emergency Room , including triage, and a charge is incurred for such treatment . This benefit is payable twice per Calendar Year, per Covered Person.

How long do you have to file an accident claim with Aflac?

How long do I have to file a claim ? A. There is a one-year timely filing provision in your certificate.

How long does it take Aflac to process an accident claim?

If you initiated your claims through Aflac SmartClaim® and didn’t electronically upload the required documentation, the normal 4-day processing goal applies. We process , approve and pay policies that are not submitted using Aflac SmartClaim® in an average of 2.1 business days.

How much does Aflac pay per day in hospital?

DAILY HOSPITAL CONFINEMENT BENEFIT: Aflac will pay $100 per day for the Period of Hospital Confinement when a Covered Person requires Hospital Confinement for a covered Sickness or Injury and a room charge is incurred. This benefit is payable in addition to the Hospital Confinement Benefit.

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Does Aflac cover dental?

Aflac Dental provides benefits for periodic checkups and cleanings, x-rays, fillings, crowns, and much more. Smile.

Does Aflac pay for pre existing conditions?

Disability caused by a Pre – existing Condition or reinjuries to a Pre – existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage. Aflac will not pay benefits for a Disability that is being treated outside the territorial limits of the United States.

How quickly does Aflac pay?

24-48 hrs

Does Aflac pay for blood work?

LABORATORY TEST AND X-RAY BENEFIT: Aflac will pay $35 when a Covered Person requires, and incurs a charge for, a laboratory test or an X-ray. The laboratory test or X- ray must be performed in a Hospital, Medical Diagnostic Imaging Center, Physician’s office, an Urgent Care Center, or an Ambulatory Surgical Center.

Does Aflac pay EKG?

Major Diagnostic Exams Aflac will pay $150 when a covered person requires one of the following exams for a covered sickness: • CT scan • MRI (magnetic resonance imaging) • EEG (electroencephalogram) • Thallium stress test • Myelogram • Angiogram • Arteriogram These exams must be performed in a hospital, doctor’s office

How do you file a claim with Aflac?

File your claim with Aflac SmartClaim®: Access Aflac SmartClaim from MyAflac or the MyAflac Mobile app. Aflac SmartClaim guides you every step of the way. Upload required documents. Submit your claim before 3 p.m. ET, Monday-Friday.

Does Aflac pay if you get hurt at work?

Aflac will pay the following benefits as applicable if a Covered Person’s Accidental-Death, Dismemberment, or Injury is caused by a covered accident that occurs on or off the job . Aflac will pay this benefit up to 365 days per covered accident, per Covered Person.

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How much does Aflac pay for a Pap smear?

MAMMOGRAPHY AND PAP SMEAR BENEFIT: Aflac will pay $100 per calendar year when a charge is incurred for an annual screening by low-dose mammography for the presence of occult breast cancer, and Aflac will pay $30 per calendar year when a charge is incurred for a ThinPrep or an annual Pap smear.

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